Your pupil passes their test. What's the lowest level of insurance they can get to drive on the road?
- A Third party, fire and theft
- B Telematic
- C Third party only
- D Business use only
Why this is the answer
The lowest level of insurance cover you must have to drive on public roads is third party liability. The third party is anyone you might injure or whose property you might damage. With this minimum level of insurance cover, you're not covered for any damage to your vehicle or injury to yourself.
Why the other answers don't fit
- A
- Third party, fire and theft — Fire and theft adds cover for their own car, which is more than the law demands.
- B
- Telematic — Telematics is a way of pricing a policy, not a level of cover.
- D
- Business use only — Business use is a purpose, not a level of cover.
Where this comes from
- Driving: the essential skills — section 2
Rule numbers link to The Highway Code on gov.uk.
Where this question comes from
The question, its options and the explanation are reproduced word for word from the DVSA revision question bank under licence. The licence requires them to appear unaltered, so we cannot reword them and neither can anyone else — that is why you will meet the same wording on other sites. Everything else on this page is written by Theory Hub: the explanation of why each wrong answer is wrong, the topic guide and the revision notes.
Asked in: Driving Instructor (ADI Part 1)
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